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With a debt management plan, you’ll get some of the best debt consolidation loan rates (but not lower balances) and an end to over-limit and late fees if you pay as agreed. Some agencies may.
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The Truth About Debt Consolidation | DaveRamsey.com – Debt consolidation is the combination of several unsecured debts-payday loans, credit cards, medical bills-into one monthly bill with the illusion of a lower interest rate, lower monthly payment and simplified debt relief plan. But here’s the deal: debt consolidation promises one thing but delivers another.